Employer of record in Greece: costs and rules
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Through an employer of record in Greece, a EUR 35,546 salary carries 21.79% in employer e-EFKA social insurance contributions (EUR 7,745.47 a year), per Deloitte's Greece Highlights 2026, while the provider's service charge on top ranges from $199 per employee monthly at Payoneer Workforce Management (formerly Skuad) to Oyster's $699 (list prices seen October 2026). American firms hiring in Greece most often trip on stale figures: the minimum wage rose from EUR 880 to EUR 920 a month on April 1, 2026, and the insurable earnings ceiling rose 2.5% to EUR 7,761.94 a month on January 1.
An employer of record in Greece is a Greek employer that hires your worker on its own payroll, registers them with e-EFKA and pays the employer contributions, while your team directs what they do.
- Employer cost on a sample salary
- 21.79% (EUR 7,745.47)on top of gross pay
- Currency
- EUR
On this page
- What is different about employing in Greece
- Employment costs and rules in Greece
- What an EOR charges to employ someone in Greece
- What we have not confirmed for Greece yet
- Cost of one Greek employee, all in
- The best employer of record for Greece
- Freelancers in Greece and the employee test
- Opening a Greek entity instead
What is different about employing in Greece
One contribution package, one ceiling. For a standard full-time salaried office employee the employer pays 21.79% to e-EFKA, covering pension, health, unemployment (DYPA) and other branches; we have not confirmed the split by branch. Nothing is charged above EUR 7,761.94 of monthly earnings in 2026, a ceiling published in e-EFKA Circular 4/2026 under Ministerial Decision D.15/D/1865 (FEK 318/B/29.1.2026). On a EUR 10,000 monthly salary, that means EUR 1,691.33 a month, an effective 16.91%.
Two minimum wages. From April 1, 2026 (KYA 8934, FEK B 1759, March 27, 2026) the floor is EUR 920 a month for salaried employees and EUR 41.09 a day for manual workers, replacing the 2025 levels of EUR 880 monthly and EUR 39.30 daily.
The employee rate is disputed between sources. Deloitte gives 13.77%; an earlier pass of our research recorded 13.37%. We show both until an e-EFKA page settles it. It changes take-home pay, not your cost.
Employment costs and rules in Greece
| Item | Greece |
|---|---|
| Employer social contributions | About 21.79% for a standard full-time salaried office employee |
| What the employer pays | e-EFKA standard employee package, employer 21.79% (pension, health, unemployment/DYPA and other branches; branch split not confirmed today) |
| Caps and ceilings | Monthly ceiling of insurable earnings EUR 7,761.94 from Jan 1, 2026 (+2.5%), e-EFKA Circular 4/2026 forwarding Ministerial Decision D.15/D/1865 of Jan 23, 2026 (FEK 318/B/29.1.2026) |
| Employee contributions | 13.77% (Deloitte); an earlier pass recorded 13.37%, not resolved today |
| Minimum wage | EUR 920/mo for salaried employees and EUR 41.09/day for manual workers from Apr 1, 2026 (KYA 8934, FEK B 1759, Mar 27, 2026; was EUR 880 and EUR 39.30) |
| Sample salary used | EUR 35,546 |
| Employer cost on that salary | 21.79% (EUR 7,745.47) |
Checked October 16, 2026. Source type: secondary (Deloitte Greece Highlights 2026, Jan 2026, for rates; e-EFKA Circular 4/2026 read via forin.gr; KYA 8934 text via odigostoupoliti.eu). Sources are listed at the end of this page.
What an EOR charges to employ someone in Greece
| Provider | EOR fee per employee per month | Deposit | Entity model (provider claim) |
|---|---|---|---|
| Payoneer Workforce Management | from $199 | None listed | Claims owned entities across APAC, MEA, Europe and the Americas |
| Pebl | $399 | Not listed | About 90% of employees on Pebl-owned entities |
| Playroll | from $399 | One month's salary per employee, refundable | No clear owned-entity claim |
| Rivermate | $319 to $639 | Not stated | Claims 38 owned entities |
| Multiplier | $459 (annual) or $499 (monthly) | Sized from costs, fees and notice period (method published, no fixed amount) | Claims owned entities in 160+ countries |
| Rippling EOR | Quote only (third-party reference: $499) | Not listed | Claims Rippling entities; no partner mention |
| Deel | $599 | Not stated by Deel | Claims owned entities in 130+ countries |
| Remote | from $599 | Waived for startups; otherwise not stated | Claims 100% owned entities in 90+ countries |
| Atlas | from $599 | Not published | Claims owned entities in 160+ countries |
| Papaya Global | from $650 | Refundable deposit, amount not stated | Uses in-country partners |
| Oyster | $699 | At least one month of total service cost, refundable (per its terms) | Owned entities and partners |
| Globalization Partners (G-P) | Quote only | Not stated | Information page claims 100+ wholly owned entities |
Source: each provider’s pricing page, checked October 16, 2026. Fees are the provider’s charge on top of salary and the employer contributions above. Some providers adjust prices by country.
What we have not confirmed for Greece yet
Several Greek employment terms that move the annual bill are still open in our research, with no official confirmation yet:
- whether statutory holiday bonuses apply and how many salary payments a year they add
- minimum annual leave and the number of public holidays
- probation length
- notice periods and the severance scale
- pay frequency and the standard work week
For now, make each provider spell these out twice: once in the Greek employment contract and once as euro amounts in its yearly cost estimate. Then compare against what the Greek labor ministry publishes. An estimate built only on 12 salaries times 21.79% may leave money out.
Cost of one Greek employee, all in
| Line | Calculation | EUR per year |
|---|---|---|
| Gross salary | USD 40,000 at 1.1253 USD per EUR | 35,546.00 |
| e-EFKA employer contributions | 21.79% x 35,546 | 7,745.47 |
| Salary plus contributions | 43,291.47 | |
| EOR fee | $7,188 / 1.1253 | 6,387.63 |
| Total for one year | 49,679.10 |
Working: 21.79% of 35,546 = 7,745.47. Fee: $599 x 12 = $7,188, divided by 1.1253 (ECB, Oct 16, 2026) = EUR 6,387.63. At EUR 2,962.17 a month this hire sits well under the ceiling. Rate per Deloitte Greece Highlights 2026 (secondary), ceiling per e-EFKA Circular 4/2026, $599 list price per Deel and Remote, October 2026.
Change the salary in the international employee cost calculator, or compare Greece with Portugal and Spain in the EOR cost index.
The best employer of record for Greece
Scored on published terms (how the scores work), the order for a Greek hire is Multiplier 79, Oyster 64, Remote 62, Deel 54. Converted at the October 16 rate, Multiplier's annual plan is EUR 4,894.69 a year ($459 x 12 / 1.1253) and Oyster's flat fee EUR 7,454.01 ($699 x 12 / 1.1253), with Oyster also holding a deposit worth a month or more of its charges. In Greece, test local knowledge before price: one Omnipresent customer on Trustpilot described local tax and admin errors and few staff who spoke the language, in a single review from February 18, 2025 that is now more than a year and a half old. Find out who runs the Greek payroll (the provider's own company or a contracted partner) and whether a Greek speaker handles your tickets. Our EOR scorecard has every provider, and the Oyster, Remote and Deel reviews go into contracts.
Freelancers in Greece and the employee test
Engaging a Greek freelancer skips e-EFKA's 21.79% employer share. That saving can unwind: a freelancer with one client, fixed hours and your managers in charge looks like staff, and back contributions follow. For a fee, a contractor of record absorbs that risk; contractor payment tools just move money and paperwork.
Opening a Greek entity instead
Every Greek hire through a $599 provider carries EUR 6,387.63 in yearly fees. Setting up a Greek company trades that for incorporation, a local accountant and e-EFKA registration in your own name. Whether that trade pays off depends on headcount; our EOR versus own entity analysis works it through.
Frequently asked questions
What is the best employer of record in Greece?
How much are employer social security contributions in Greece?
How high is the Greek minimum wage after April 2026?
What is the all-in yearly cost of one Greek employee through an EOR?
Sources (12)
- Payoneer Workforce Management (formerly Skuad): Skuad pricing page (checked Oct 16, 2026)
- Pebl: Pebl EOR pricing page (checked Oct 16, 2026)
- Playroll: Playroll pricing page (checked Oct 16, 2026)
- Multiplier: Multiplier pricing page (checked Oct 16, 2026)
- Oyster: Oyster pricing page (checked Oct 16, 2026)
- Deel: Deel pricing page (checked Oct 16, 2026)
- Remote: Remote pricing page (checked Oct 16, 2026)
- Trustpilot: Omnipresent reviews (4.4 from 412 reviews) (checked Oct 16, 2026)
- deloitte.com/content/dam/assets-shared/docs/services/tax/2026/dttl-... (checked October 16, 2026)
- forin.gr/downloads/download/109202/efka-egk-4-2026?get=1 (checked October 16, 2026)
- odigostoupoliti.eu/kya-gia-tin-afksisi-tou-katotatou-misthou-apo-1-... (checked October 16, 2026)
- ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchan... (checked October 16, 2026)
This page is general information, not tax, legal or accounting advice. Rules and rates change, so check the official source linked above before you file or sign a contract. Read our disclaimer.