Employer of record in Greece: costs and rules

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Through an employer of record in Greece, a EUR 35,546 salary carries 21.79% in employer e-EFKA social insurance contributions (EUR 7,745.47 a year), per Deloitte's Greece Highlights 2026, while the provider's service charge on top ranges from $199 per employee monthly at Payoneer Workforce Management (formerly Skuad) to Oyster's $699 (list prices seen October 2026). American firms hiring in Greece most often trip on stale figures: the minimum wage rose from EUR 880 to EUR 920 a month on April 1, 2026, and the insurable earnings ceiling rose 2.5% to EUR 7,761.94 a month on January 1.

An employer of record in Greece is a Greek employer that hires your worker on its own payroll, registers them with e-EFKA and pays the employer contributions, while your team directs what they do.

Employer cost on a sample salary
21.79% (EUR 7,745.47)on top of gross pay
Currency
EUR
On this page

What is different about employing in Greece

One contribution package, one ceiling. For a standard full-time salaried office employee the employer pays 21.79% to e-EFKA, covering pension, health, unemployment (DYPA) and other branches; we have not confirmed the split by branch. Nothing is charged above EUR 7,761.94 of monthly earnings in 2026, a ceiling published in e-EFKA Circular 4/2026 under Ministerial Decision D.15/D/1865 (FEK 318/B/29.1.2026). On a EUR 10,000 monthly salary, that means EUR 1,691.33 a month, an effective 16.91%.

Two minimum wages. From April 1, 2026 (KYA 8934, FEK B 1759, March 27, 2026) the floor is EUR 920 a month for salaried employees and EUR 41.09 a day for manual workers, replacing the 2025 levels of EUR 880 monthly and EUR 39.30 daily.

The employee rate is disputed between sources. Deloitte gives 13.77%; an earlier pass of our research recorded 13.37%. We show both until an e-EFKA page settles it. It changes take-home pay, not your cost.

Employment costs and rules in Greece

Employing someone in Greece: the rules and costs
ItemGreece
Employer social contributionsAbout 21.79% for a standard full-time salaried office employee
What the employer payse-EFKA standard employee package, employer 21.79% (pension, health, unemployment/DYPA and other branches; branch split not confirmed today)
Caps and ceilingsMonthly ceiling of insurable earnings EUR 7,761.94 from Jan 1, 2026 (+2.5%), e-EFKA Circular 4/2026 forwarding Ministerial Decision D.15/D/1865 of Jan 23, 2026 (FEK 318/B/29.1.2026)
Employee contributions13.77% (Deloitte); an earlier pass recorded 13.37%, not resolved today
Minimum wageEUR 920/mo for salaried employees and EUR 41.09/day for manual workers from Apr 1, 2026 (KYA 8934, FEK B 1759, Mar 27, 2026; was EUR 880 and EUR 39.30)
Sample salary usedEUR 35,546
Employer cost on that salary21.79% (EUR 7,745.47)

Checked October 16, 2026. Source type: secondary (Deloitte Greece Highlights 2026, Jan 2026, for rates; e-EFKA Circular 4/2026 read via forin.gr; KYA 8934 text via odigostoupoliti.eu). Sources are listed at the end of this page.

What an EOR charges to employ someone in Greece

What EOR providers charge (published list prices)
ProviderEOR fee per employee per monthDepositEntity model (provider claim)
Payoneer Workforce Managementfrom $199None listedClaims owned entities across APAC, MEA, Europe and the Americas
Pebl$399Not listedAbout 90% of employees on Pebl-owned entities
Playrollfrom $399One month's salary per employee, refundableNo clear owned-entity claim
Rivermate$319 to $639Not statedClaims 38 owned entities
Multiplier$459 (annual) or $499 (monthly)Sized from costs, fees and notice period (method published, no fixed amount)Claims owned entities in 160+ countries
Rippling EORQuote only (third-party reference: $499)Not listedClaims Rippling entities; no partner mention
Deel$599Not stated by DeelClaims owned entities in 130+ countries
Remotefrom $599Waived for startups; otherwise not statedClaims 100% owned entities in 90+ countries
Atlasfrom $599Not publishedClaims owned entities in 160+ countries
Papaya Globalfrom $650Refundable deposit, amount not statedUses in-country partners
Oyster$699At least one month of total service cost, refundable (per its terms)Owned entities and partners
Globalization Partners (G-P)Quote onlyNot statedInformation page claims 100+ wholly owned entities

Source: each provider’s pricing page, checked October 16, 2026. Fees are the provider’s charge on top of salary and the employer contributions above. Some providers adjust prices by country.

What we have not confirmed for Greece yet

Several Greek employment terms that move the annual bill are still open in our research, with no official confirmation yet:

  • whether statutory holiday bonuses apply and how many salary payments a year they add
  • minimum annual leave and the number of public holidays
  • probation length
  • notice periods and the severance scale
  • pay frequency and the standard work week

For now, make each provider spell these out twice: once in the Greek employment contract and once as euro amounts in its yearly cost estimate. Then compare against what the Greek labor ministry publishes. An estimate built only on 12 salaries times 21.79% may leave money out.

Cost of one Greek employee, all in

What one employee on EUR 35,546 costs in Greece, 2026
LineCalculationEUR per year
Gross salaryUSD 40,000 at 1.1253 USD per EUR35,546.00
e-EFKA employer contributions21.79% x 35,5467,745.47
Salary plus contributions43,291.47
EOR fee$7,188 / 1.12536,387.63
Total for one year49,679.10

Working: 21.79% of 35,546 = 7,745.47. Fee: $599 x 12 = $7,188, divided by 1.1253 (ECB, Oct 16, 2026) = EUR 6,387.63. At EUR 2,962.17 a month this hire sits well under the ceiling. Rate per Deloitte Greece Highlights 2026 (secondary), ceiling per e-EFKA Circular 4/2026, $599 list price per Deel and Remote, October 2026.

Change the salary in the international employee cost calculator, or compare Greece with Portugal and Spain in the EOR cost index.

The best employer of record for Greece

Scored on published terms (how the scores work), the order for a Greek hire is Multiplier 79, Oyster 64, Remote 62, Deel 54. Converted at the October 16 rate, Multiplier's annual plan is EUR 4,894.69 a year ($459 x 12 / 1.1253) and Oyster's flat fee EUR 7,454.01 ($699 x 12 / 1.1253), with Oyster also holding a deposit worth a month or more of its charges. In Greece, test local knowledge before price: one Omnipresent customer on Trustpilot described local tax and admin errors and few staff who spoke the language, in a single review from February 18, 2025 that is now more than a year and a half old. Find out who runs the Greek payroll (the provider's own company or a contracted partner) and whether a Greek speaker handles your tickets. Our EOR scorecard has every provider, and the Oyster, Remote and Deel reviews go into contracts.

Freelancers in Greece and the employee test

Engaging a Greek freelancer skips e-EFKA's 21.79% employer share. That saving can unwind: a freelancer with one client, fixed hours and your managers in charge looks like staff, and back contributions follow. For a fee, a contractor of record absorbs that risk; contractor payment tools just move money and paperwork.

Opening a Greek entity instead

Every Greek hire through a $599 provider carries EUR 6,387.63 in yearly fees. Setting up a Greek company trades that for incorporation, a local accountant and e-EFKA registration in your own name. Whether that trade pays off depends on headcount; our EOR versus own entity analysis works it through.

Frequently asked questions

What is the best employer of record in Greece?
On our published scores, Multiplier ranks first (79 of 100; $459 a month annual or $499 monthly) and Oyster second (64; $699 a month), followed by Remote (62) and Deel (54) at $599, prices checked October 2026. Ask each whether it owns its Greek entity.
How much are employer social security contributions in Greece?
About 21.79% of gross pay for a standard full-time salaried office employee, paid to e-EFKA, on monthly earnings up to EUR 7,761.94 from January 1, 2026 (e-EFKA Circular 4/2026). On EUR 35,546 a year that is EUR 7,745.47.
How high is the Greek minimum wage after April 2026?
EUR 920 a month for salaried employees and EUR 41.09 a day for manual workers from April 1, 2026, under KYA 8934 (FEK B 1759, March 27, 2026). The previous rates were EUR 880 and EUR 39.30.
What is the all-in yearly cost of one Greek employee through an EOR?
EUR 49,679.10 on a EUR 35,546 salary: EUR 7,745.47 of e-EFKA employer contributions and EUR 6,387.63 for a $599 monthly fee converted at the ECB rate of October 16, 2026 (USD 1.1253 per EUR).
Sources (12)
  1. Payoneer Workforce Management (formerly Skuad): Skuad pricing page (checked Oct 16, 2026)
  2. Pebl: Pebl EOR pricing page (checked Oct 16, 2026)
  3. Playroll: Playroll pricing page (checked Oct 16, 2026)
  4. Multiplier: Multiplier pricing page (checked Oct 16, 2026)
  5. Oyster: Oyster pricing page (checked Oct 16, 2026)
  6. Deel: Deel pricing page (checked Oct 16, 2026)
  7. Remote: Remote pricing page (checked Oct 16, 2026)
  8. Trustpilot: Omnipresent reviews (4.4 from 412 reviews) (checked Oct 16, 2026)
  9. deloitte.com/content/dam/assets-shared/docs/services/tax/2026/dttl-... (checked October 16, 2026)
  10. forin.gr/downloads/download/109202/efka-egk-4-2026?get=1 (checked October 16, 2026)
  11. odigostoupoliti.eu/kya-gia-tin-afksisi-tou-katotatou-misthou-apo-1-... (checked October 16, 2026)
  12. ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchan... (checked October 16, 2026)

This page is general information, not tax, legal or accounting advice. Rules and rates change, so check the official source linked above before you file or sign a contract. Read our disclaimer.

Checked Oct 17See Multiplier pricing on Multiplier’s site